body {
margin-top: 0px;

background-image:
url('images/bg1.gif')
}


html, body{
color: navy;
scrollbar-face-color:#D08E07;
scrollbar-base-color:#161D75;
scrollbar-arrow-color:161D75;
scrollbar-track-color:#161D75;
scrollbar-shadow-color:#161D75;
scrollbar-highlight-color:#161D75;
scrollbar-3dlight-color:#BBC5A3;
scrollbar-darkshadow-Color:#161D75;
}

.text { margin-right: 0%;
        width: 616;
        border-style: solid;
        right-border-width: 1px;
        font-family: arial;

}

table {
width: 870;
margin-top: 0px;
margin: 0px;

}


table.1 {
width: 500;
margin: 0px;
}

.text1 {

padding-right: 20px;
Padding-left: 20px;
}

li.1 { margin: 20px; }

.1 { margin: 10px; }

li { margin: 20px; }


p#1 { margin-right: 10px; }

b.1 { margin: 20px; }
H3 { margin: 20px; }